NEW Access loans up to ₦5,000,000 — Dial *7006*20*174# to get started instantly

Save Smart.
Borrow Easy.

GroMon Financial Services is your trusted cooperative platform. Save smartly, access collateral-free loans, and achieve your financial goals with Nigeria's leading digital cooperative.

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GroMon Community
Secure & Regulated
Licensed Cooperative
Bank-Level Encryption
24/7 Support
Trusted by 7,000+ Members

7K+

Active Members

₦1.2B+

Loans Disbursed

₦500M+

Total Savings

98%

Member Satisfaction

What We Offer

Everything You Need to Grow

From savings to loans to investments, GroMon has all your financial needs covered in one place.

Cooperative Savings

Join our cooperative and grow your savings alongside a trusted community. Earn great returns on every deposit.

Target Savings

Set a savings goal, define your timeline, and let GroMon help you reach it, automatically and consistently.

Collateral-Free Loans

Access loans quickly with no collateral required. Simple application, fast approval, fair interest rates.

Investment Plans

Put your money to work with our smart investment options. Grow your wealth with competitive returns.

Virtual & Physical Cards

Get a GroMon card to spend anywhere in Nigeria and online. Manage your finances with ease and security.

Bills & VTU Services

Buy airtime, data, pay electricity and cable TV bills directly from your GroMon wallet in seconds.

Simple Process

How It Works

1

Register

Sign up online or via USSD in minutes. No paperwork, no stress.

2

Verify Identity

Complete KYC with your BVN, NIN or passport for full account access.

3

Fund Your Wallet

Deposit funds easily via bank transfer or your virtual account number.

4

Save & Borrow

Start saving, apply for loans, or explore investment opportunities.

No Smartphone? No Problem.

Access all GroMon services instantly from any mobile phone using our USSD shortcode. No internet needed, just your phone.

Dial this code to get started

*7006*20*174#

Works on all networks · Available 24/7

Member Stories

Real Stories from Our Community

★★★★★

GroMon helped me pay my rent on time without stress. I feel secure knowing I have support.

Ebuka – Lagos

★★★★★

I started with small savings. Today, I accessed my first business loan without collateral.

Tunde – Abuja

★★★★★

This is not just a cooperative. It feels like a financial family.

Jude – Enugu

Got Questions?

Frequently Asked Questions

How do I join GroMon?
You can join GroMon by visiting gromon.gbi.ng to register online, or dial *7006*20*174# from any phone. Registration takes less than 5 minutes with your BVN or NIN.
Do I need collateral to access a loan?
No. GroMon offers collateral-free loans to members with good savings history. Loan eligibility is based on your cooperative activity and savings balance.
Is my money safe with GroMon?
Yes. GroMon is a licensed cooperative operating under Nigerian law, with bank-level encryption protecting all transactions and member data at all times.
How quickly can I get a loan after applying?
Loan applications are typically processed within 24–48 hours for active members. Funds are disbursed directly to your GroMon wallet or bank account.
Can I access GroMon without a smartphone?
Absolutely. Dial *7006*20*174# from any mobile phone, no internet or smartphone required. All core services are accessible via USSD.
How do I contact GroMon support?
You can reach us via email at gromonresourcesmanagers@gmail.com or call 08035745461. Our team is available to assist you on business days.

Join Thousands Building Wealth Together

Start saving, borrowing, and growing your finances today — it takes less than 5 minutes.

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